At Lumin, we take pride in our strong team-oriented culture. Although each team member brings something unique to the table, we share these core values:

  1. Passion to Deeply Understand and Serve
  2. Embrace Ongoing Desire to Improve
  3. Promote Teamwork and Inspires Winning Attitude
  4. Support Family and Personal Time

Find out more about our team by reading our bios below!

Kristin Luft

  • Client Service Manager

    Kristin serves as a Relationship Manager for both our Corporate Retirement Plan and Wealth Management clients. She strives to foster strong, lasting relationships by communicating with her clients, paying attention to detail, and providing them with the highest level of customer service.


    What experiences prepared Kristin for her role at Lumin?  

    Kristin has worked in the financial services industry since 2015.  During that time, she has won awards for the exceptional service she provides to clients. Kristin is a team player and enjoys collaborating with others to reach a common goal.  


    What does Kristin like to do for fun? 

    Kristin enjoys spending time with her husband, Josh and daughter, Claire.  She enjoys DIY projects, playing softball and traveling to Northern Michigan with her family. She maintains an active lifestyle by volunteering and serving special causes and charities in Shiawassee County. 


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Investment Updates

Investment advisory services offered through Lumin Financial LLC, which is an independent Registered Investment Adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed on this site.


Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.